Bank Forced To Cancel $500,000+ Loan Balance After Owner Gets Loan Mod

A Long Island couple is home free after an outraged judge gave them

an amazing Thanksgiving present -- canceling their debt to ruthless

bankers trying to toss them out on the street.

Read the rest at http://loanmodsanddebtsettlement.blogspot.com

Did you catch this headline....???

"US income gap widens as poor take hit in recession"

WASHINGTON – The recession has hit middle-income and poor families hardest, widening the economic gap between the richest and poorest Americans as rippling job layoffs ravaged household budgets.

The wealthiest 10 percent of Americans — those making more than $138,000 each year — earned 11.4 times the roughly $12,000 made by those living near or below the poverty line in 2008, according to newly released census figures. That ratio was an increase from 11.2 in 2007 and the previous high of 11.22 in 2003.

Household income declined across all groups, but at sharper percentage levels for middle-income and poor Americans. Median income fell last year from $52,163 to $50,303, wiping out a decade's worth of gains to hit the lowest level since 1997.

And the talking heads on tv tell us the economy has bottomed out! What tripe!!!

Folks, the government is not going to do anything for us, other than bury us in debt your kids and their kids are going to get stuck with.

Don't wait for a magic hand to come down from the sky, take charge now and start earning $500 for each person you refer to HSA, or use their funds and training to flip properties for large profits.

As you know, the Platinum membership is going from $697 to $1497 in just two days and four hours on Oct 1st.

You've been sitting on the fence long enough, it's time to make the jump and start improving your future.

Get over to www.reofunder.com right now and save $800 by joining us before the price goes up. You won't regret it.

I'll see you in the Paid Members area once you join.

Larry Potter

http://www.notitleseasoning.com

847 872 4047

3 Tips On Using Email

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What the heck is Web 3.0 ?

What the heck is Web 3.0 ?

It's Web 1.0 + Web 2.0 = WEB 3.0

As you know, Web 1.0 was simply an acronym for eCommerce. Back then, retail stores wanted to do business on the internet rather than just using expensive retail storefronts. Many saw the power of the internet to attract an entirely new audience that may not have had the chance to visit their store in person. This would without doubt give them access to more potential customers for less cost.

Web 2.0, in its simplest definition and use today, has become an acronym for the everyday person's ability to communicate and collaborate globally using Social Networking. It has made things more user friendly to us, and as such, companies have come to embrace these new design and communication formats to engage with their customers.

Web 3.0 brings these two worlds together for the average person to be able to harness the power of the internet to begin to profit with multiple streams of income online by introducing products and services to their groups of followers (also known as their list and also as their tribe).

More info can be found at www.aTRAFFICplan.com

We have live training every Wed evening, you don't want to miss it
and remember, it FR.33

Get Your Free Training

Life’s Key Success Ingredient

Passion really is the key...

German poet and dramatist Christian Friedrich Hebbel once said, “Nothing great in the world has ever been accomplished without passion.”

When you combine your passion with smart online business practices, you become an unstoppable marketing force.

So, what are you passionate about?

It could be a hobby, or maybe it’s a skill you’ve picked up from working at a job.

The possibilities are pretty much unlimited. Maybe you enjoy fixing cars … baking bread … hiking … or knitting and sewing.

Perhaps you’re interested in herbal medicine … yoga … exercising. Do you love gardening? Brewing beer? Making home improvements? Restoring old photographs? Drawing and painting?

Anything you enjoy doing in your spare time is a potential candidate. It might be a subject you enjoy and have always wanted to learn more about.

Wherever your interest lies … whatever you have a passion for … therein lies a key to success

How To Sell At Full Appraised Value In 2-Weeks

You Can Sell Your Home In The Next Two Weeks!

· Yes, you can learn how to sell your home in 2 weeks right here.

· Sell your home at full appraised price by offering seller financing then...

· Sell your seller/owner financed note to us at the closing guaranteed.

· You get all of your cash at the closing of your real estate transaction

Visit our site* at http://www.webuyfastnow.com and then email Larry

at lpotter33@gmail.com

*Please ignore ALL the guidelines on the website, they have changed:

Credit scores down to 560, buyer must have a minimum income of $1500/mo

www.WeBuyFastNow.com

Has the Housing Market Hit Bottom?

By Christian Hill

Many people are trying to call this the bottom of the housing market. While the loudest voices may be those with self-serving interests (namely, realtor groups), there is some real optimism creeping in.

The most recent Housing Opportunity Index - released by the National Association of Homebuilders and Wells Fargo Bank - shows that almost 73 percent of homes sold in the first quarter of this year were "affordable." In order to qualify as "affordable," the total costs of a home (mortgage, taxes, etc.) must not exceed 28percent of the median family income (currently $64,000).

A few factors contributed to this jump in affordability, and it is a bit of a good news/bad news situation.

Plummeting home prices are a major factor in affordability. Unfortunately, the recent drop in prices is primarily due to foreclosures, which means that someone had to lose their home for it to become affordable for someone else. And until foreclosures slow down, prices won't stabilize.

Another factor is record low interest rates, which hovered near 5 percent for a 30-year fixed loan at the end of the first quarter. This is good for individuals who qualify for those loans, but many who need a lower rate to be able to stay in their homes don't qualify.

I think the housing market will find its true bottom by the end of the year, when the Obama administration does something to tackle the last roadblock: the vast number of homeowners who are currently underwater.

While there are still obstacles in the housing market, it seems like now is a great time to buy. Sure, prices may come down a little more, but the drastic drops appear to be behind us (and trying to time any market perfectly never works). If you find a home you like, at a price you like, don't second-guess yourself. Interest rates won't stay this low forever, and neither will prices.

And if you are looking for the country's most affordable large city, check out Indianapolis. It has topped the list for the last 15 quarters.

We at Home Seller Assist are buying nationwide and flipping for great profits and
you can join us right now. We use no cash or credit to reap huge profits and we have
live training each Wed evening, no monthly fees either! Come Join Us Now.


Larry Potter
http://www.fastbuyerloans.com

Intellectualize the reality that life isn't perfect.

Why? because just about everyone claims to understand this reality, but I don't believe most people take the trouble to analyze what it really means.

In The Road Less Traveled, Dr. M. Scott Peck pointed out that one of the most traumatic moments of a child's life is when he discovers that his parents aren't perfect. Likewise, I believe one of the most traumatic moments of a parent's life is when he/she discovers that his/her child isn't perfect. You can reduce your stress many times over by accepting the reality that there is no perfect child, parent, spouse, home, city, or job.

Larry Potter

http://www.YourSocialProfits.com

New: Web 3.0 strategies coming

Hey, it's Larry again,

Because you are one of the special people who visit my blog,
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Simply put, We are not only going to teach you the newest
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Larry Potter
847-872-4047

How to Evaluate a Rental Property in 60 Seconds

By Julie Broad

When you start looking for a rental property to buy, you might find yourself overwhelmed by all of the places that are on the market. Your realtor may be sending you a bunch of listings, and you may have a list of properties you've found on websites like Realtor.com. How do you know which ones are worth looking at further?

I use a simple calculation to make a quick decision, and it saves me a huge amount of time. When my husband and I look at a spreadsheet of potential properties to buy (that is how we compare opportunities), I will tell him which three or four we should look at closely in less than five minutes. He will spend hours going over the details and analyzing the numbers only to come to the same conclusion as I did.

So, what's my trick?

All you need are two numbers: the price of the property and the rental income you will get from it each month. If the monthly income is at least 1 percent of the purchase price, it's worth investigating further. If, for example, you have a property that costs $300,000 and it gets $3,000 per month in rent, it's highly likely you will get positive cash flow from it. And that is a key ingredient to successful real estate investing.

You can even drop the 1 percent to 0.8 percent, and you may still have a positive cash flow property. One percent is just a rule of thumb. You can decide on the exact number you're looking for based on your objectives, the strength of the area where you're buying, the size of the down payment, and the cost of financing.

Once you've found a property with cash flow potential, you still have a lot of work to do to make sure it is a good one to buy. But by using this trick, you won't waste time running the numbers on properties that don't have much potential to be a good deal.[Ed. Note: This is the PERFECT time to scoop up real estate at bargain prices and set yourself up for massive wealth creation when the market recovers. In the meantime, you could be putting money in your pocket every month! Real estate expert Julie Broad can show you just how to do it. Get hands-on coaching and step-by-step instruction to create your own million-dollar real estate portfolio with her new program. Get all the details here.]

Sell A House In 2-Weeks--->http://www.sellerdirectprogram.com/

Make Haste Slowly

When it comes to the question of overwhelm, it's amazing how many people feel confused or out of balance after attending a seminar wherein a ton of new ideas got tossed around.

If you're feeling overwhelmed, there's a simple reason. All you're doing is taking in information. But you're not DOING anything with the information. You need to strike a balance.

Study - then do. Study some more -then do. You haven't learned anything until you do something with it.

The concept is totally foreign to many people. They think that learning and doing are the same thing. Not in the world of the creative. Creators understand that you don't know anything until you can use it and apply it. Reciting what you supposedly know is not demonstrating that you can apply it. Big difference.

In school you learn to memorize and recite. That's not learning. Nor is it real thinking. Thinking involves asking yourself questions - and coming up with answers. It also involves doing something with what you learn.

I'll never forget how shocked a Home Seller Assist member was when I explained how I read a "how to" book - or go through a "how to" course. I read the first chapter or lesson - then I stop reading and start doing. Then I read the next lesson. Then I stop reading and start doing.

Such a simple formula. It's not hurried. But boy is it quick. Meanwhile, those who read the whole book or course and do nothing - get nothing but overwhelmed. They hurried through the book - and got nothing out of it.

Now, does this mean I'm against speed reading. Not at all.

I believe learning how to read fast is one of the most important skills you can have. But even when you read fast, the key lies in being relaxed and focused. You breathe deeply as you read. This is yet another example of being able to go fast - even when you're not hurrying.

Frantically rushing is the enemy. Going slower can often be quicker. Being relaxed increases speed.

You can make haste slowly and get there faster, if you'll relax and breathe.

And if this message is overwhelming, get up and move. Be quick - but don't hurry.

Larry Potter

http://www.youtube.com/watch?v=lkJCsIMAiNY

www.ATicketToWealth.com

Switch to Energy Efficient Appliances

Energy efficient appliances run the gamut from slightly cost-saving to truly green. You may find energy efficient air conditions that require less electricity to run than regular power-guzzling models. Energy Star ratings can give you an idea of how much electricity your appliances will use, and help you find the most energy-efficient appliance for your needs.

Finding the most energy efficient appliances is a win-win situation. Not only can energy efficient appliances help you along the path toward creating a Green home, but they save you money every month on your utility bills. Energy efficient appliances help the environment AND they save you money; they’re a logical upgrade when the time comes to replace your appliances. Practically any appliance can be energy efficient; from a dishwasher to a furnace to an air conditioner, and even your lighting fixtures. Energy efficient appliances can even help you qualify for an energy efficiency tax credit!

However, energy efficiency is only one aspect of Green appliances. For maximum impact, you can also switch to low-flow appliances that don’t waste a lot of water. Low-flow washers and dishwashers use drastically less water than traditional models; up to 15 gallons less per load of laundry in the case of a low-flow clothes washer. You can also purchase low-flow showerheads, sink fixtures and toilets to maximize water conservation and make your home more environmentally-friendly.

Larry Potter

http://budurl.com/nn8h

www.ATicketToWealth.com

What to Do With Your Great Ideas

By John Forde

You'll feel great - even inspired - when all your brainstorming and research yields a Big Idea, whether it's for a new product, a marketing campaign, or a headline for a sales promotion. But you're not done. See, it's not enough for your idea to be captured. It needs to be tamed. Polished. Beaten into submission (or whatever other metaphor floats your dinghy). Because it's in the execution, rather than the mere inspiration, where you're going to set yourself apart from the rest of the pack.

Think of it this way. Some cave guy (or gal) once had an idea for a thing called a "wheel." We must remember to send him (or her) some flowers. But while we're at it, let's not forget to thank the fella (for it was one, Charles Goodyear) who thought up vulcanized rubber in 1844... and Robert Thomson who came up with the first inflatable tire in 1845... John Dunlop, who re-invented it for his son's tricycle in 1847... and all the other innovators since. They all took a great idea and made it greater... by working it over, massaging it, pushing forward and making mistakes, and plenty more.

It was their sweat equity that made the real difference. Here's the good news: As you polish and refine, you'll discover more ideas. All worth re-working too. Your pool of genius will expand. And pretty soon, you're not just the guy (or gal) who had that one great idea a long time ago... you're the one who has lots of great ideas. Even better, you'll have a reputation as one of the rare few who sees those ideas through.

[Ed. Note: Get even more of expert copywriter John Forde's musings on the creative process, marketing, copywriting, and more at his blog. Once you've got your Big Idea for a product, marketing campaign, etc. what's next? Why not learn how to turn it into profitable Internet business that could give you income for life?]


Larry Potter
http://budurl.com/nn8h
www.ATicketToWealth.com

A Picture Can Be Worth Thousands

By Paul Lawrence

Back when my wife Blanca began her first business - a housecleaning service - she was skeptical about including a photo of herself in her ads. So I told her I'd prove it would make her money.I took a photo of her holding a broom. Then I created two advertisements. One had the picture and the other didn't. Both versions worked, but the one with the picture outperformed the other by far. It had a 3 percent response rate compared to 1.5 percent for the one without the picture.

Think of it this way. Let's say you're selling a $100 product and you make 50 sales with your regular ad every time you run it. If you add your picture to the ad, you could end up doubling your sales - and putting an extra $5,000 in your pocket!

For small businesses, including a photo of the owner (or someone else connected to the company) almost always increases response. If you're not doing it, I strongly suggest you run a test. It could greatly increase your profits.

[Ed. Note: Paul Lawrence is a successful entrepreneur and business author who has started over a dozen profitable enterprises for under $100. For more information on his Cheapskate Marketing Program, click right here.]

Larry Potter
http://budurl.com/nn8h
http://www.atickettowealth.com/

The Power of Pausing

By Brian Tracy
Top salespeople ask good questions and listen carefully to the answers. One of the most important listening skills they develop is to simply pause before replying. When the prospect finishes talking, rather than jumping in with the first thing they can think of, they take three to five seconds to quietly wait.

Pausing before you speak has three specific benefits.

You avoid the risk of interrupting the prospect if he has just stopped to gather his thoughts.
Your silence tells the prospect that you are giving careful consideration to what he has just said. This is a compliment, and makes him feel valuable.

Pausing before replying means that you will actually hear and understand the prospect better because you've given his words a little time to soak into your mind. You will be more alert to how his words can connect with other things you know about him in relation to your product or service.

When you pause, not only do you become a more thoughtful person, you convey this to the customer. By extension, you become a more valuable person to do business with.

[Ed. Note: In his audio program, Communicate With Power, Brian Tracy, master salesman and business coach, will show you how to influence people and get what you want by using only words.

And what better way to hone your communication and sales techniques than by setting up your own Internet business? The Internet Money Club Independent Learner Edition gives you the complete, start-from-scratch guide to finding financial independence online. Get all the details now.]

Larry Potter
http://budurl.com/nn8h
www.ATicketToWealth.com

Educate your prospects

Your follow-up must be informative. You need to provide valuable information. If you're showing up with no value, you'll wear out your welcome fast.

You need to communicate that you are on their side and deserve to be trusted. You'll accomplish this if you provide them with accurate, insightful information.Just remember, when your marketing becomes consistent, promotes your expert status, and educates your prospects, you will soon have prospects knocking at your door, rather than you knocking at theirs.

Larry Potter
http://www.youtube.com/watch?v=ObVVfulxlBk
www.ATicketToWealth.com

Advance closer to your goals in life.

We are ALL entrepreneurs or aspiring to be entrepreneurs. But what most people don't realize when they get into TRUE entrepreneurship is that it's NOT necessarily an easy thing to do.

Being an entrepreneur is NOT like a lottery ticket. It's not something you say you want to do and then just 'take your chances'. There is a very specific science to being a successful entrepreneur...and I learn more and more about this science every day.

There is a very specific PROCESS that I have watched myself and many people go through as they transform themselves into a POWERFUL entrepreneur capable of creating enormous success in our industry.

And this is what I have observed... There is a completely different mindset, a completely different way of thinking, and a completely different way of BEING for the entrepreneur.

The Entrepreneur does not function with the 'linear' mindset that most people have. Most people expect to be told a simple set of instructions to perform each day to bring home their paycheck at the end of the week. This is NOT how the entrepreneur functions.

When you're an entrepreneur, you and you ALONE are responsible, and accountable, for everything you create or don't create in this industry. And when you *FULLY* grasp this, you can start having the *REAL* advantages. Because once you really GET that it is you and you alone that will create the wealth you desire...you REALIZE that you need to be DEVELOPING YOURSELF more and more to create that wealth everyday.

And all of a sudden, a 'mindset' change happens. All of a sudden your focus can shift from 'just the money' and move towards what will CREATE that money instead. There's a big difference...

Larry Potter

http://www.youtube.com/watch?v=ObVVfulxlBk

www.ATicketToWealth.com

Measure Your Results Along the Way

Keeping track of how you are doing with your goal-setting plan helps you determine the effectiveness of your actions.

You may find that you no longer want to pursue a goal you assigned yourself. Or perhaps you want to modify that goal. Maybe you want to keep the goal but you've discovered a more convenient and efficient way to get to the "finish line." Let's say you set a physical fitness and weight-loss goal. And the plan you came up with to achieve that goal was to go to the gym three nights a week. You've been doing that for two months, and you're happy with the results. But now you think there's a good chance you can stay on track by working out at home.

Okay.

Only YOU can determine the most effective way to use your time. But you won't be able to do that if YOU don't measure and monitor your progress along the way.

Larry Potter
www.ATicketToWealth.com
http://www.youtube.com/watch?v=ObVVfulxlBk

Achieving Goals That "Can't Be Done"

By Rich Schefren

When people tell you something can't be done, more often than not what they really mean is they can't do it without taking themselves out of their comfort zone.And that leads us to an entrepreneurial secret. I am going to show you the fastest and easiest way to develop laser-like focus. I call it the "back pressed up against the wall" mindset.Pick a goal you've been struggling with - like getting your Web business up and running, getting #1 ranking in your niche, or finishing that product you started working on almost two years ago... Better yet, let's pick an income goal. Let's say you want to double your income within the next two years.

Okay. Now, let's say if you don't achieve that goal, the person you love the most in this world is literally going to die.If that were the case, your back would be pressed against the wall. You'd suddenly get a lot more focused on achieving that goal because you would have to do it. Right?
I bet the first thing you would do is make much better use of your time. I bet you would stop watching TV, end pointless conversations midstream, stop checking your e-mail so frequently, and eliminate all the other non-essential crap and clutter you've let slip into your life.
Do that and your goal would be well within your grasp.

[Ed. Note: Rich Schefren - one of the world's best small-business strategists - knows a thing or two about what it takes to be successful. The businesses he coaches have done over $500 million every year - piling up more than $1 billion in sales every two years. Visit his blog to learn how to streamline your business while skyrocketing profits.

And for even more goal-setting and achieving tips and techniques, check out ETR's Total Success Achievement program. No need to wait until next January comes around to set your resolutions. Get started today.]

Larry Potter
www.ATicketToWealth.com

3 keys to writing effective ads

1) The sole purpose of the SUBJECT LINE is to get a person to open the ad/email.

2) The sole purpose of the ad BODY is to get them to click the link(s).

3) The sole purpose of the LANDING PAGE page is to get them to sign up.

Each of these steps must work correctly in order to get a person to follow on through the process and sign up for whatever you are advertising.

Larry Potter
www.ATicketToWealth.com

Unhappy Home Owner

Leverage Your Existing Customers

The best way to keep your sales and profits up in a slow economy is to build solid relationships with your existing customers.

Take your e-mail marketing, for instance.When you stay in touch with your regular customers - and regularly e-mail them valuable information - they'll quickly come to view you as a credible resource, an expert in your field, and, most important, someone who's watching out for their best interests.

And they'll reward you with their loyalty (and continued purchases).Having a smooth-running and reliable e-mail marketing program is one of the surest ways

Larry Potter
www.ATicketToWealth.com

Take time to consider the objections.

After figuring out how you can achieve your goal by providing benefits to others, make a list of the objections you might encounter.

Good copywriters do this every time they write a promotional package. Good public speakers do this before presenting a speech. You should do it too before making any informal presentation.

Of course, it's not enough to list objections. You must find good responses for them. You must craft concise arguments that will overcome those objections. You must show your listeners that you are sympathetic to their concerns and that you have a plan to deal with them.

Break the objections down into their component parts. Analyze those parts. Discover their weaknesses or find ways to minimize them. Base your thinking on research, if you have time to do it. But also think about your past experience. Remember that your ultimate goal is to find a goal that is good not just for you but for the people you're speaking to. If you do that, you will be able to find the solutions you need and your Home Seller Business or any other business will prosper.

Larry Potter
www.ATicketToWealth.com

Share Personal Details

Nothing resonates stronger with your entourage than sharing your personal struggles. While they want a leader and someone they can trust, they also want to follow someone who has had struggles of his own. The more you can tell them about what makes you tick, and the more insights you can give them into your life, the deeper they will connect with you and the more they will admire you.

Tell your entourage the deep truth about who you are and what you do. Share stories about what led you to where you are in life right now. Step out of the shadows. Don't hold anything back.

Larry Potter
www.ATicketToWealth.com

Negative Amortization Loans Are BAD

Wachovia recently announced it will no longer offer negative amortization loans, despite their investment of $24 Billion two years ago to buy Golden West, who had “neg am” loans as one if its primary product offerings.

Why? Negative amortization loans don’t make sense. Nor for lenders. Not for borrowers. Not for anyone.

A negative amortization loan is one in which the borrower is not required to make payments sufficient to pay down either principal or interest. As a result, the principal balance actually grows rather than shrinks (as with a conventional amortization loan) or remains flat (as with an interest-only loan).

My first experience with a negative amortization loan was in 2002 with a real estate investment deal in Fayetteville, Georgia. I was engaged in the practice of acquiring property subject-to the existing mortgage and finding a lease-option buyer for the property, then selling both the property and the lease-option agreement to a 3rd party investor for a flat fee of approximately one year of profit from the deal.

It was great for everyone - I made a chunk of cash, the investor got a property, a tenant and usually a 100% (or better) annual return on their capital, and everybody was happy. And then one day…

…an investor here in Atlanta wanted to do one of these deals with me, but instead of sticking with the subject-to transaction I’d found, he wanted to get his own loan. I didn’t care one way or the other, but I was certainly curious why he’d do that when he had financing built-in to the deal.

His answer? “I can get a loan with a payment of about $550 per month.” My jaw hit the ground. This property had a sale price of about $360,000 so I knew a $550 payment was totally impossible without a HUGE down payment. But this guy wasn’t making a big down payment. He was using a negative amortization loan.

The deal didn’t work out with that investor, and that may be a good thing for him. If it had worked out, he’d probably be facing foreclosure today, with a principal balance far in excess of the original financed amount.

Wachovia has learned the hard way that it makes no sense whatsoever to sell financial products with which no one can win. Hopefully, we as investors have learned the same lesson: No matter how euphoric a market appears, sound decision making must rule. Greed always ends in lack.
Bryan Ellis


P.S.

If you'd like seven videos at no cost on
how to attract leads, please visit us now
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Those who lost their homes must rent.

Rental demand is increasing, and should do so for years. Those who lost their homes to foreclosure must rebuild their credit. And before they'll be able to purchase again, lenders will require them to make larger down payments and meet stricter requirements. So they'll be renting for a long time to come.

Remember, a large percentage of those foreclosures happened because people made poor choices when they got their mortgages - not because of financial misfortune. Many foreclosure victims are still employed and can pay market rental rates, and they are likely going to rent something similar to their previous home.

That's why those working the Home Seller Assist program, createdby John Alexander and also known as We Provide The Cash are doing so well in this market.

To Grow Rich is Glorious

Yi bu fen ren, qian fu qi lai.

Translation for: If you want the country to prosper, you must let a few people get rich at a time. You CANNOT make everyone rich or prosperous at the same time..

Deng realized that prosperity and riches 'trickle down.' Some people get wealthy. They in turn inspire more to do likewise. And the next batch inspires more. And so on. But if you punish the rich, if you punish the prosperous, if you spread the wealth - the country loses and no one wins. Now, let me be even clearer about something.

I am NOT saying we should leave Bernie Madoff alone. I am also NOT thinking of him when Ithink of capitalism. Nor am I am thinking of anyone else who is corrupt. Some people have the misquided notion that capitalism and corruption go hand-in-hand. No they don't. That's why we have laws. Yes, there are those who will use capitalism in illegal ways. But their crimes are nothing compared to the crimes of those who steal your dignity and humanity in favor of everything being 'fair.'

The other day my wife, Zhannie, told me something I didn't know about her early days in China - before we married: "When I worked in the factory in China, before the government opened the door and let people make money," she said, "everyone got the same pay no matter what." "It was 35 dollars a month." "So we took our knitting needles to work. And everyone knitted when they were supposed to be working. Everyone in my family can knit. Blankets, sweaters, clothes, you name it." "And we'd go home for lunch and stay late. Or we'd sneak outside and play around. We did as little as possible. Everyone was this way. NO ONE worked hard. Everyone told you NOT to do your best because it didn't matter anyway. You got paid the same no matter what."

When it came to money - China used to have no self-image. But when it changed - look what happened. And now the U.S. government is begging these "thugs" to help us with our economy. Very, very interesting. Now let's look at money on a personal level. Truth is that although most people will tell you they'd like to have more - if you had a barometer that measured how they feel inside about the idea of having more - you'd findthat their feelings about having don't match what they say they want.

What this means is quite simple: If you have a goal but your emotional state is incongruent with that goal - then you'll never attain it It's easy to say you WANT something. But how do you FEEL inside when you say you want it? How do you feel inside when you picture yourself having it? If the answer is anything less than absolutely fantastic, then you aren't going to get what you want. Your ability to achieve goals is directly proportional to the level of passion you have inside about them. When the commies didn't let anyone make money above and beyondanyone else - no passion - and no prosperity.

Success and positive FEELING go hand in hand. This is why it's so important to imagine what you want. But before you do so, you've go to put yourself into the right FEELING state. If you imagine what you want when you're in a negative feeling state, you begin attracting the opposite of what you want. Right now most of the U.S. is in a negative feeling state about the economy.

And this situation isn't going to change until our leadership and their lap-dog media begins to change the way they're communicating on the subject. Right now they're imagining nothing but crisis and catastrophe - and they're creating more of it with each passing day. But I wonder what would happen if they changed what they're imagining, what they're communicating and gave people optimism and hope instead of fear and despair.

What would happen if they began to follow the principles in the world famous freedom-loving Zero Resistance Living course - http://psycho-cyb.com/zrlcourse.html What would happen if they stopped blaming and startedchanging? It boggles the mind to imagine such a thing because I know how much a changed imagination will change YOU.

I also know how fast your life will change when you open the gates and allow the good to enter. Discover it all with the Zero Resistance Living program -now available at an economy stimulating amount: 50% off. Grab your course today at http://psycho-cyb.com/zrlcourse.html Best, Matt Furey

Take The Inner Tour Now and attend the webcast Mon-Wed at 8pm Eastern!

Need More Real Estate Leads? Then Farm Expired Listings

It's true. You can generate an abundance of real estate (Home Seller Assist) leads by farming expired listings. Of course some listing systems are better than others, but if you get a hold of a good one it can be the difference between an abundance of leads or a woeful few; success and failure; or another month of paying out more money in monthly fees than you earn.

Unfortunately, many agents find themselves in the unenviable position of the latter -spending out a lot of money every month with nothing to show for it but a growing balance on your credit card.

I was there once too, so I know how difficult it is shelling out hundreds of dollars a month in MLS fees, office dues, advertising expenses and miscellaneous costs when you aren't earning anything.

However, you can turn things around with an expired listing system and generate more leads and listings than you are right now. And now is a good time to start increasing your inventory, because there are arguably more listings expiring in today's market than ever before.

Why? Because the collapse of the real estate industry under the weight of over a million foreclosures has made it very difficult to sell regular home listings. So they go unsold and expire from the respective MLS.

A recent report indicated that there are approximately 1200 foreclosures per week in Broward County, Florida and more than 1,000 per day in the state of California. And these are just two isolated examples.

These alarmingly high numbers serve to point out how difficult it can be to sell average home listings in an ultra competitive market. But it's understandable when you think about it. Whose going to pay full price for a home when they can buy the home next door at a steep discount?

Still listings are the name of the game, and even though you'll never sell all of the ones you have the more you have the more secure you'll be when the market turns around and it becomes a seller's market again.

Yes, the the real estate market is eventually going to turn around and agents with a sizable inventory of homes will prosper. And one of the best ways to generate more real estate leads is with a good real estate marketing system.

My vote is for an expired listing system. It's still one of the best lead generation strategies going and once it's up and running you'll be able to keep it humming with as little as 30 minutes of your time a day adding new names to your growing list of prospects and printing and mailing letters.

So, how many leads and listings do you want? Or as a good friend of mine would say; whatcha gonna do?

Check out Real Estate Marketing Talk for more on how to generate an abundance of real estate leads that convert to paying customers.

Article Source: http://EzineArticles.com/?expert=Lanard_Perry

The Best Feeling in the World

TAccomplishing a simple goal can have powerful, long-lasting results...

Once you finally learn to play the trumpet, or start a Home Seller Assist business, or get promoted to CEO, or get your pre-baby body back...

You'll notice that people start treating you differently. They'll respect you more. They'll compliment you. They might even try to imitate your success.

And the way you'll feel about yourself is unparalleled. You'll have new confidence. New happiness. Some new stress, perhaps. But new pride in yourself and your abilities.

Achieving a goal you've had for years... There's nothing quite like it.

http://www.youtube.com/watch?v=Jdlm710LbuE

Inevitable Change

By Janae Wentworth

Once there was a time in business when you could experience a change and then return to a period of relative stability. Nowadays, changes occur constantly - one on top of another. We need to acknowledge change and realize that change is a continuous journey - a way of life rather than a one-time event that can be lived through. With considerable momentum and continuity building in our organization, it definitely can be said that nothing is ever absolutely certain (other than possibly death and taxes).

These changes and challenges that we are encountering can at times bring added strain to business organizations. What is not always clear to us is how much more trouble we would be in for if organizations failed to change. Oftentimes people can have a funny way of hanging on to old habits. In particular, we are often unwilling to quit doing what we can do well, even if it is no longer valuable to our customers. It is easy for people to get stuck in the thinking that got them to where they are today, even though that thinking cannot be used to get them where they need to be tomorrow. It is important that we continue to break through our traditional thinking and avoid any prevailing mindsets, such as the thinking "it has always been done this way." We need to continually focus our efforts beyond our "business-as-usual" thinking. As progress calls for each of us to change, we need to remember that constant change is a way of life in business today. Together, we must simultaneously manage the present and plan the future.

( That's the reason the Home Seller Assist program remains number one in the nation )

Currently, some jobs are taking on totally new dimensions...making new demands...calling for new work habits. We need to be willing to alter our mindsets as well as our techniques. Rather than continuing with the same old job behaviors that worked well enough in the past, we must learn new routines and make the necessary shift in our mindset so that our thinking is aligned with our new company mission and the new realities of the present work world.

We all need to focus our efforts on doing the right things for our customers. A key mistake can be ignoring how priorities and customer expectations have changed. We can be focused on doing things right, but we really are failing to do the right things. What can we offer our customers that they will value and be unable to get from anyone else? We need to have an intense and unwavering commitment to making a difference in the business of our customers. It is important that we look at change as an opportunity...and use it!

Geno from Reno - a great team member

http://www.REOFunder.com








http://www.REOFunder.com

Twitter!

Twitter is a site where you answer the question "Whatare you doing?" in 140 characters or less.

Each timeyou answer this question, you are "tweeting". Each of your "tweets" are then read by those people who are"following" you. And you get to learn all this great stuff from the people you become a follower of.

But Twitter isn't just for learning. It's also a placeto build relationships and tool for growing businesses. Twitter helps you get traffic, subscribers, and sales when your followers read about what you're doing.

The key is to have tons of followers! The more you have,the more your message will be read.The way that you get new followers (people to follow you) is by first following other people. After you follow someone, they get a message telling them that you've added them and you can include a link to your website within that message just by including your link in your profile.

So, when people get messages saying that you've decided to follow them, they come and check you out. Many will then decide to follow you back.The more people you follow, the more people will follow you as well, and the more people will see your message --complete with links to your blog, your affiliate products, your own products, etc.

Technically, Twitter is a "microblogging" application. But that's not important. What IS important is that Twitter is one of the #1 BEST ways for anyone to get started making money online.

Many get their very first sales ever as a result of Twitter. Some even get the majority of their blogging traffic from Twitter.

The best part is that Twitter doesn't cost you anythingto use.

It's something that you can spend only a few minutes using each day and get huge results from --often the very first day that you use it!

2 Days

Never go more than two days without some form of planned physical activity.

Housework does not count. We're talking about activity that can be measured so you can track your progress over time.

Seven to 14 minutes of resistance training and 30-40 minutes of brisk walking is best. That's it.

Just don't skip more than two days between workouts. After that you quickly lose cardiovascular condition. You will keep your muscle, but you will begin to lose the neurological connection to the muscle - the "mind/muscle connection."

A Growing Force Is Out There

http://homesellerassist.synthasite.com

To Win Big You Must Plan Big

By Zig Ziglar

Dennis Scott of Punta Gorda, Florida, is an avid walker and almost daily crosses the Peace River. One day during his walk he noticed a fisherman using very large crab, four or five inches across, as bait. As he continued his walk he noticed another fisherman using tiny shrimp for bait. As he made the return trip he first saw the fisherman using the shrimp bait pulling in a small trout of less than one pound. Dennis asked how his fishing was going and he enthusiastically replied, "Just great! Look in the bucket!" The bucket contained about twenty small trout.

As Dennis continued his walk the crab bait fisherman called out to him to help him with his catch. The catch turned out to be about a 50-pound "drum." As he walked away from the two fisherman the thought occurred to Dennis that both men were fishing in the same river and both men were getting out of that river about what they expected.

That story is certainly applicable to all of our lives. Many people complain about lost opportunities, dead-end jobs or businesses that are in trouble. There's no doubt that those situations do exist and I'll agree that all opportunities are not equal. However, I am repeatedly reminded of the number of people who do well in one type of business while down the street a similar business is closing its doors. The same is true of builders, plumbers, salespeople, physicians, etc. Expectations do play a part because our expectations determine our plans and our plans determine our results.

As a parent, I can assure you that parental expectations have a direct bearing on children's performance. As an employer and educator, I can also assure you that my expectations have a bearing on the performance of my employees and students.

Think about it, expect a lot, and I'll SEE YOU AT THE TOP!

Zig Ziglar is a motivator and teacher. He is the author of 27 books and loved by millions of people world wide for his practical wisdom and his gift of hope.

Take time out to learn from someone who has done what you desire to do.

This is a core characteristic shared by anyone who achieves in his or her chosen field. I have personally made it a habit to learn anything and everything that I possibly can from those who's result I choose to emulate, whether it is following John Alexander's advice in the Home Seller Assist program or listening to Tony Robbins.

The major benefit to learning from a master at any skill is time.

Instead of spending your time, your money, and your emotional energy trying to decipher the code to improved results, you're taking a HUGE shortcut.

We talk a great deal about proven systems for success and this particular one, following in the path of experience is paramount to them all.

Failure to Compromise

This is a roadblock to my success that still creeps up on me, though it doesn't happen as often as it used to.

I was a real know-it-all. A jerk. I had little patience for anyone who didn't want to do everything my way. But this attitude only served to alienate others. And often those were people who could have helped me on important projects.

Now when I'm working with someone who wants to do a project in a way that's different from the way I would do it, I ask myself:

Is this legal?

Will this is in some fashion move my goal forward?
Can I honor this request?

If I can answer YES... then I've taken an appropriate detour around this roadblock. That detour - known as compromise - really comes in handy. And it doesn't work only at the office. It works really well at home.

Is Your FAQ Page Making You Money?

By Derek Gehl

Think your FAQ is one of those "admin" pages that just sit there on your website, quietly chugging along?

Nope!

Your FAQ page can actively attract traffic to your site, establish your credibility, and make sales for you. Here's how...

1. Lure traffic to your Home Seller Assist site site with your FAQ page.

Think about it. This is the perfect place to use your keywords. In fact, you can use those keywords in both the questions AND the answers to make the search engines really sit up and take notice.

2. Make visitors trust you so they'll stick around to buy.

When you give visitors high-quality information, that tells them you're both helpful and knowledgeable. Include questions and answers that show off your specialized knowledge so they will view you as an expert.

3. Ask your own questions.

Ask the questions you WISH people would ask - and then answer them in the same helpful, informative way you've answered all the others.

In your answers, quote legitimate product reviews whenever possible. Show quantifiable results. And, most important, explain the benefits of each feature you talk about in the Home Seller Assist program.

4. Save time.

A well-written FAQ will save you countless hours answering individual questions.

With so many benefits, isn't it time you took another look at your FAQ?

Time

By Zig Ziglar

What do millionaires and day laborers have in common? In our hurry-hurry world, the most popular phrases are, "We've got to get together sometime, but it seems that I'm always so busy." "Attend a neighborhood gathering? I just don't have the time!" "Visit with my neighbors or my family? I'm too busy to breathe." And so it goes.

The old saw that if you want something done you should give it to a busy person is as true today as it was when that phrase was first introduced in our vocabulary. It's amazing how many hours each week can be taken by people who barge unannounced into our lives with nonsensical topics to discuss or simply time-killing chatter.

All of us have the same amount of time. Productive people use their time wisely. The millionaire and hourly wage earner have exactly the same amount of time. The same is true for the top student and the one who flunks the course. Improper use of time, not lack of time, is the problem in most cases.

Christopher Ruhm did a fascinating study that highlights these ideas. He found that seniors who had worked up to 20 hours a week earned better grades than students who did not work. Even more impressive, six to nine years later the working students were earning 22% more than classmates who didn't work during their senior year. Ruhm observed that part-time jobs for seniors can ease their later transition into the work place. They improve students' knowledge of the job market, teach work place skills, build beneficial contacts and help them manage their time more efficiently.

Yes, it's still true that the experience you gain and the habits you acquire early on benefit you throughout life. Think about it and I'll SEE YOU AT THE TOP!

Zig Ziglar is a motivator and teacher. He is the author of 27 books and loved by millions of people world wide for his practical wisdom and his gift of hope.

Stumbling Blocks

Having trouble reaching your goals?

You might be sabotaging your efforts and not even know it.

Do you know how to reach your goals?

Have you sat down and really thought about what it's going to take in order to achieve them?

What steps must you take to bring that dream alive? If you are working the Home Seller Assist program created by John Alexander, how much time are you putting in?

Are your day-to-day life activities eating into the time you need to spend nurturing those goals?

Is anyone encouraging you towards the finish line of your success?

If you can't positively answer the above questions, then stumbling blocks litter your path to success.

Before you start out on your path to success you must have a firm destination in mind and the route mapped out in advance.

Click here to learn how you can get started and stay on track...

Steps to Success in 2009

When a toddler is first learning how to walk she starts with a series of small steps.

It's scary at first. Holding onto tables, chairs and anything else within reach, she hesitantly moves forward.

Occasionally she'll fall down, but she gets right back up and tries again.

Your path to success is just like that.

Success, like learning how to walk, is something you work towards and it begins with one step followed by another.

Like a toddler, you won't be left alone as you journey towards success.

Expert guidance and instruction are available to keep you on track to achieve your goals.

Take your first step by clicking here...

Eagle Sins - Cardinal Virtues - Home Seller Assist

Sports and contains so many metaphors about what it takes to succeed - that anyone who completely ignores them is truly missing the boat. A friend once said, "I think you learn MORE from sports than you do from sitting in the classroom." He was right.

And yesterday's NFC title game between the Philadelphia Eagles and Arizona Cardinals contained several examples of what makes a winner - and what leads to losing.

First, to win, it is NOT the first effort that usually gets the job done. It's the second and third and fourth efforts. This was readily apparent in the play of Cardinals' receiver Larry Fitzgerald. He may have longer hair than the rest; he may cut his sleeves a bit higher than most; he may go without thigh and knee pads - but when he catches the ball, you can count on him NOT stopping when hit once. The first time he scored he was hit three times - yet he bounced off each hit and found a way into the end zone. THAT is what it takes to win. No matter what you're doing in life - watch Fitzgerald keep fighting and do the same thing. Never give up at the first sign of trouble or defeat. Keep on keeping on and you'll be amazed at how many people let up because they expected YOU to stop.

Second, celebrating victory is fine. But be very, very careful about celebrating BEFORE victory. When I watch Donovan McNabb play, I cringe when I see him getting cocky after running for a first down in the first quarter. Man, you've got 3+ quarters to go, and you're already acting like it's a done deal. Bad move.

Naturally, the NFL is filled with idiots who showboat when ever they make a great play. They do this, in part, in the hopes of securing a spot in the media upon retirement - and in part because they lack humility. But it's a dangerous practice that screams, "me, me, me" rather than "team, team, team." A week ago, McNabb ran out of bounds against the Giants. He danced before one of the Giants coaches - then picked up the team phone on their sideline. Bad move. Dumb move. And this is precisely the sort of antics that have led to him being a perennial choker.

Third, never let up once you take the lead. The Eagles rallied in the second half, scoring three touchdowns in less than ten minutes. They took the lead by one point, 25-24. I wondered if the Cardinals could come back because the Eagles had shut them down the whole second half. I thought: "Often times a team uses all of its energy to catch up or take the lead, and once they do, they let up again." This is precisely what happened in the final ten minutes of the game. The Cardinals drove down the field, controlling the time and the ball - and scored a critical touchdown and 2-pt. conversion. Even so, they did not celebrate like the game was over. There would be plenty of time for that AFTER the game.

I use this with the Home Seller Assist program created by John Alexander and never give up after the first or second attempts. If you do the same, you will succeed too.

Are You Asking Enough Questions?

By Jason Holland

How do you find out what you need to know? By asking questions, of course.

But in a business environment, that simple practice all too often goes out the window.

Whether you're intimidated by your boss, afraid to look dumb in front of a coworker, or embarrassed by your lack of knowledge, not asking questions can have serious consequences: failed plans, miscommunication, and stalled innovation.

Suppose, for example, you get assigned a new project by your superior. What you shouldn't do: Spend three days trying to figure out what she meant by "Look at the 2005 results" when you have no idea what happened in 2005. What you should do: Go back down to her office the next day with a specific list of items you need clarified.

Or imagine you receive an e-mail with an attachment you can't download. What you shouldn't do: Spend hours trying to figure out the problem on your own. What you should do: Consult the IT department or ask the person to send you the file in another format.

I'm not advocating that you ask people in your company to hold your hand 24/7. You do have to figure things out on your own and do your own research. But don't assume you know everything. And don't be afraid to ask questions - "big picture" or very specific - when you know you don't understand.

A Commonsense Approach to Getting Free Publicity

By Michael Masterson and MaryEllen Tribby

Of the many channels of marketing, public relations is one that no business should ignore. And because PR is nearly free, that makes it an ideal channel for small and start-up businesses.

So how do you get your company and/or product mentioned on television and in the newspapers? You start by understanding what they are looking for. Generally speaking, they are looking for two things:

News about subjects their readers are already interested in (i.e., Britney Spears - not you).

Captivating and/or curious tidbits to fill in the gaps.

It is only into this second category of "news" coverage that you can hope to find a welcome place for your public relations campaigns.

It's unlikely that the media will be interested in any sort of news about your Home Seller Assist business, which was created by John Alexander. Yes you may be able to get news about your company published in an industry trade journal, but what good is that? Your customers aren't reading trade journals. They are watching TV and reading USA Today.

So begin with this: What you won't do. You won't waste your time and resources sending out press releases to the national media about company news. And if you do announce corporate news in industry periodicals, it will not be with any hope that it will boost your sales.

What you will do is figure out, first and foremost, which news media you want to be in, and then figure out how to create curious and captivating stories that relate to your business.

Web Surfers Are Spending 46% MORE Time Watching Online Videos

A trend that will continue to have a HUGE impact on Internet marketers everywhere -- and really change the way we sell online -- is the growing popularity of online video. Check this out: 94% of Internet users now watch online video with some level of frequency, and people now spend a whopping 46% MORE time each DAY watching videos, compared to last year! So if you haven't dipped your toe into the online video world, you'd better get cracking! Video, like blogging, has multiple benefits for your business: You can use video in your salescopy in order to more effectively sell your product... you can use it for SEO purposes and traffic generation (Google LOVES video!)... to create informative or educational videos for your niche... and to spread the word about your business. And you don't need to have a lot of complicated equipment or technical expertise to produce your own quality videos. Many people working the Home Seller Assist program are using videos quite profitably.

What If You KNEW You Couldn’t Fail?

What if you knew you couldn't fail at making money? I mean it...

What if you could attract wealth effortlessly?

Opportunities you never thought possible PLOPPED into your lap with a note attached that read, "These dead presidents are for you..."

Not just any money... but a financial windfall that is so huge you think a rich relative died and left you an inheritance... THAT type of wealth.

GONE are your unpaid bills... GONE is that old clunker of a car... GONE is the stress of never having to worry about making lots of money and your family never suffering again!

Now, how would your life change if you had a Mentor reveal to you his "wealth attraction secrets?"

And what if I told you could learn all these money-magnet strategies in just days - guaranteed?

If you are really curious head over to the We Provide The Cash site and let John Alexander show you how it can be done starting minutes from now.

Start more blogs

When a single blog isn’t enough, you can always start multiple blogs.

Obviously, it’s going to take up even more of your time, so think through your current situation before you make the jump.

There aren’t too many bloggers who are willing to have yet another blog to build content for. We have several blogs setup for the Home Seller Assist program and for
We Provide The Cash created by John Alexander.

The one’s that do, usually do it on a completely different topic to satisfy their other passion.

Tactics and Tenacity

Every January there is usually a surge of would be entrepreneurs seeking advice on how to start a business; I am referring to any business not just the Home Seller Assist business. By March though the surge dies down as the New Year’s resolutions loose their shine. One by one, millions of start-up dreams give way to life as usual.

With the right tactics and tenacity, though, you can go beyond life as usual and enjoy the passionate, creative and fulfilling life of an entrepreneur. To make sure you succeed in starting up in the year ahead, follow these recommendations.

Know what you’re after. For a dream to be realized, it has to be built on reality – your reality. Define what you love doing, what you are good at doing and where you have experience. Also, get clear on what resources are available, what you’re willing to risk and what you ultimately want to gain. Put your answers in writing to use as a compass for all decision making. This should help you avoid a situation where you end up working for your business instead of your business working for you.

Research extensively but quickly. Search the internet, conduct a brief survey, read industry studies, attend trade shows – do everything you can to be smart about your business niche. Apply that learning to your specific concept to make sure all of your operational, financial and customer assumptions are on target.

Test-drive your assumptions. As quickly as possible, test your ideas on customers. Your first handful of customers will teach you more about your business opportunity than anything else will. Just be prepared to go back to the drawing board – initial feedback may require you to change key assumptions.

Monitor progress with milestones. Create a chart that shows dates by which you plan to achieve major milestones. Include things like “launch website,” “Close 1st transaction,” “break even,” “Close 10th transaction,” etc. Hitting the milestones is important, but even more critical is adjusting your course when you don’t.

Use the buddy system. I’ve always been more focused and effective when I’ve had someone to talk to about my business. For some people this can be a mentor; for others a paid coach. For me, simply having a buddy who is smart and supportive and who holds me accountable for my wide-eyed entrepreneurial ambitions has done the trick. Knowing that you have to report adds a level of discipline to your work and may be just what you need to help you realize your start-up dreams for the We Provide The Cash business which was created by John Alexander.